Dear Future Home Owner,

Thank you for inquiring about our Lease with an Option to Buy Homes.   

This program is designed to help people with past credit problems realize their dream of home ownership. 

Lokman Financial Group has created a program to overcome the obstacles that stand in the way of families with less than perfect credit.  We have partnered with investors, financial institutions and local government agencies to make this program work for you. 

We know how to make your dream a reality.  However, it is not a simple process.  It  takes time.  We want to set the right expectations from the start.

First, we acquire homes directly from banks and lending institutions.   

Second, we partner with investors who participate in our Equity Share Investment Plan.

Third, we find families who will become a Lease with an Option to Buy Home, leasee. 

While moving into a Lease with an Option to Buy Home is an exciting and important part of the process, our work has just begun.

Before you select a home, we review your housing request, employment history, income and credit.  This is where we formulate an action plan.  When followed, this action plan is what allows us to successfully exercise your option and make you the new homeowner of record.

In some cases this is done in as little as 6 months.  In most cases, the process takes between 12 and 24 months.  This is usually the time needed to put the families credit in order and to acquire the necessary equity for purchase. 

At Lokman Financial Group, we understand that every families housing needs, employment history and credit challenges are different. 

However, there are some basic qualifications all families must meet.  They are: 

· Current Full-time Employment
· Minimum Household Income (based on home price and lease payment)
· Verification of Income
· Satisfactory Rental History
· Security Deposit (usually 2-3 months lease payments) 

We look forward to helping you find a new home for you and your family!